Personal Loans

Compare personal loan rates from up to 10 lenders without affecting your credit score for free!

Why Financr?

Free and no impact to your credit score

Loan amounts from $5,000 to $80,000

Personalised rates,  in 2 minutes

Rates from over high quality lenders

Personal loans to help you achieve any goal

Compare personalised rates in 2 minutes

Faqs

Frequently Asked Questions

What is an unsecured personal loan?

An unsecured personal loan is money borrowed from a lender that is not secured by collateral such as a car or home. The exact rate and terms will vary based on the lender and your overall credit profile.

What are the requirements to qualify?

Each lender has their own requirements to qualify for a personal loan. To get a loan, you should be 18 or older, be an Australia citizen or permanent resident and steady income. Better rates are generally offered to borrowers with good credit history.

How much can I borrow with a personal loan?

How much you can borrow with a personal loan depends on the amount of money that is left over after paying your bills. This includes rent, car payments, or credit card debt that you have.

The Financr marketplace has access to personal loans up to $80,000 for borrowers that can service the repayments and meet all other credit criteria.

What is APR?

APR stands for the annual percentage rate. APR is the cost of your credit as a percentage of the total loan. A lower APR does not mean necessarily mean it will be a cheaper loan because other things like fees and charges also need to be considered.

When you compare personal loans with Financr, we include all fees in the weekly repayment to help you make an acccurate comparison.

Will checking rates affect my credit score?

Financr lets you see personalised rates before applying for a loan. It is a soft credit enquiry that does not affect your score. This allows our users to effectively shop around without impacting their credit score

How quickly will I receive my funds?

Once you've selected a lender and completed the application process on Financr, the lender can generally approve and fund your loan within 1 to 2 business days.