Terms and Conditions

Referral services
This website contains general information; however, unless expressly stated otherwise, this information does not constitute an offer or inducement to enter into a legally binding contract and does not form part of the terms of use for our products and services. The information provided on this website is not intended as, nor is it a substitute for, personal financial product advice. As this website has been prepared without consideration of any specific client's investment objectives, financial situation or needs, independent professional advice should be obtained before any financial decision is made. 

Setting up customer accounts via the Platform
You agree to the following:In order to access the Platform you must set up a user account through this Website or by contacting us by email or phone (your account); You must provide us with certain personal information including your name, email address and other information we may request for the purposes of registering your account. This will enable us to set up your account and issue you with your unique login details. You must not authorise other users to access your account through the Platform.You are unable to nominate any Lender(s) to be matched with your funding requirements.   

Fees
We receive payment of fees from Lenders upon successful settlement of the loan. You are not required to pay us any fees for using the site . 

Indemnity
Other than any responsibilities implied by law which cannot be excluded, you agree to indemnify and hold us, our affiliates, directors, staff, employees, and agents harmless from any claim or demand, including reasonable legal fees, whatsoever arising out of or referable to material on this website or to any linked third party material, whether in contract, tort including negligence, statute or otherwise.You expressly understand and agree that your use of the service is at your sole risk and that this website is provided on an "as is" and "as available" basis. 

Severability
If any provision of these terms of use is found to be void, unlawful or unenforceable for any reason, then that portion of the provision which creates the invalidity, unlawfulness or unenforceability will be severable from these terms of use remaining provisions. 

Changes to terms of use
You can review the most current version of the terms of use at any time at this page. To the extent permitted by law, we may change or replace any part of these terms of use at any time at regular intervals. Please check our website periodically for changes. Your continued use of or access to our website following the posting of any changes to these terms of use constitutes acceptance of those changes. 

Governing law 
These terms of use are governed by the laws of the State of Queensland, Australia and the Commonwealth.

The Platform
This website is owned and operated by Financr Pty Ltd (ACN 642 487 910) (Financr) of 1924 Gold Coast Highway, Miami Queensland 4220. Financer holds copyright over the contents of this website unless indicated otherwise.In addition to this website, Financr provides a platform (Platform) which facilitates peer to peer connection between users that are members (Lenders) and users that require funding (Borrowers). The Platform only connects Lenders to Borrowers with Financrr playing no role:in the actual transaction that will be facilitated using the Platform; or assisting Borrowers in obtaining a loan. Any dispute arising between the Lender and Borrower must be resolved by expert determination.Your use of, or access to, the Financr website ("this website") including the Platform is conditional upon your acceptance and compliance with the terms, conditions and disclaimers ("terms of use") contained within this document and elsewhere on this website. Throughout the site, the terms “we”, “us” and “our” refer to Financr and its subsidiaries, associates, successors, assigns and transferees. We shall have the right, at our sole discretion, to modify, add or remove any terms or conditions of these terms of use without notice or liability to you. Any changes to these terms of use shall take effect immediately. Financr does not hold an Australian financial services licence or an Australian credit licence. 

Website Content and limitation of liability 
While all reasonable efforts have been made to ensure that the information contained in this website is accurate and up to date, it is not designed to provide personal financial advice. The information provided does not take into account your particular financial objectives, situation, or needs. You should not act on the basis of any information contained on the website without seeking appropriate specific advice.While we have made every effort to ensure that the information presented in this website is free from errors or omissions and is based on information obtained from sources which are considered reliable, we, our directors, employees and consultants do not represent, warrant or guarantee, expressly or impliedly, that the information contained in this website is complete, accurate or is suitable for your intended use. Nor do we accept any responsibility to inform you of any matter that subsequently comes to its notice, which may affect any of the information contained in this website. No liability for any loss or damage, including any consequential loss or indirect loss, loss of data or loss of profits, loss of profit, loss of reputation or loss of business will be accepted by us to any person for loss or damages incurred as a result of any reliance or action taken regarding the information made available in this website. 

Security 
We take reasonable steps to protect the information that you transmit using this website. However, we cannot guarantee the security of any information that you transmit to us using this website. Therefore, any information you transmit using this website is transmitted at your own risk. While we have taken reasonable steps to ensure the integrity of our computer networks, we are unable to guarantee files and attachments are free from contamination. Before opening any attachments or emails, or downloading files from this website, visitors to our website should ensure they have precautions in place to protect against viral infection.

Third party websites
This website may contain links to other websites, Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties and you are responsible for the final choice of any product that you may choose.We are not liable for any harm or damages related to the purchase or use of products, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.